Interesting idea to cut ties with Paypal. Here's another potential reason, more for sellers than buyers: In August they are raising many of their fees. So is their wholly-owned Venmo. Given that eBay "covers" Paypal fees with their "new" (read: increased) seller fees, I wonder if they will go up AGAIN to cover a pass-through increase in Paypal fees, even though it's likely that other credit card fees will not increase. Or will they just punt Paypal altogether?